Insurance Products

Vehicle, Home and Contents, Loan Protection and Funeral Cover

Talk to us about our range of insurance options for insuring your Vehicle, House and Contents or our Loan Protection or Funeral Cover.


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Save with bundled Vehicle, Home and Contents insurance

Combine a Carminder comprehensive vehicle insurance policy and a house and/or contents insurance policy and get a 15% discount off your Carminder policy and 10% discount** off your house/contents policy.



Vehicle Insurance

car insurance

Protect your car against accident, theft and damage

House and Contents Insurance

Residential property valuations

Peace of mind for when the unexpected happens

Funeral Insurance

funeral insurance

Protect your family and reduce the stress of losing a loved one

Loan Protection Insurance

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Ensure your loan repayments are covered if the unexpected happens

The House and Contents Policy is underwritten and administered by Vero Insurance New Zealand Limited. Please refer to the Policy document for details of the terms, conditions limits and exclusions – you can view a copy of the House Insurance Policy here and Contents Insurance Policy here. 

**Vero discount applies to the company premium only. There is no discount applied to the natural disaster premium of government levies.

Carminder Motor Vehicle Policies are underwritten by Credit Union Insurance Limited. Co-op Insurance NZ is the trading name for Credit Union Insurance Limited. For Carminder Comprehensive Insurance full terms and conditions, view a copy of the full policy document here.

Credit Union Insurance Limited (trading as Co-op Insurance NZ) has a BBB- insurer financial strength rating, given by Fitch Ratings. Fitch Ratings Insurer Financial Strength Ratings: AAA (exceptionally strong), AA (very strong), A (strong), BBB (good), BB (moderately weak), B (weak), CCC (very weak), CC (extremely weak), C (distressed). Notes: "+" or "-" may be appended to a rating to indicate the relative position of a credit within the rating category. Such suffixes are not added to ratings in the 'AAA' category or to ratings below the 'B' category.