How long until I receive the money?

We’re dedicated to helping you live your best financial life as soon as possible, which is why our loans are generally paid out to you within 2 days. That’s right! Simply apply for a personal loan, sign your NZCU Steelsands personal loan contract (either electronically or physically), and we’ll have your application processed as quickly as possible.

If you’re wanting the funds transferred to an account held with another bank, we can do this too. This transfer will generally show in your account on the following working day.

And if you’re applying for a loan for a specific purpose? We will transfer your loan funds directly to the third party. This could be your creditors in the case of a debt consolidation loan, or to the vendor or dealership when you’re purchasing a new or used car.


More frequently asked questions about personal loans