Vehicle Insurance

Veh Ins5

Is your Vehicle covered?

Comprehensive protection for the vehicle you love to drive.

Buying a car can be a big decision, particularly if you are taking out finance to purchase the car.

Comprehensive Vehicle Insurance covers you when:**

  • Your vehicle is involved in an accident, regardless of who is at fault.
  • Your vehicle is stolen, damaged or destroyed by fire.
  • Your windscreen breaks (don't pay any excess!).
  • You are responsible for accidental damage to someone else's vehicle or property (covers your legal liability and defence costs).

Agreed Value

The amount is agreed to by both parties at the time of insuring the vehicle, renewable every 12 months.
You are paid out the Agreed amount in the event of total loss.

Tailored policies to suit your budget

Want a lower premium? Our voluntary excess options let you match your insurance to your budget.


Don't wait contact us to  get a quote



Car home and contents insurance




Optional extras

Roadside assistance from less than 13 cents a day!
What would you do if you broke down, locked your keys in your car or ran out of fuel far from home?

Add roadside assistance to your car insurance today.



Enquire now  email   call   visit


View our online brochure here.


Carminder Motor Vehicle Policies are underwritten by Provident Insurance Corporation Limited. You can download the policy document from here, contact Co-op Insurance NZ on 0800 369 258 for a copy or contact NZCU Steelsands.

**Please refer to the relevant policy documents for full terms, conditions, exclusions and details on the maximum amounts paid. 

For information on Provident Insurance’s Financial Strength Rating please refer to their website

The House and Contents Policy is underwritten and administered by Vero Insurance New Zealand Limited. Please refer to the Policy document for details of the terms, conditions limits and exclusions – you can view a copy of the House Insurance Policy here and Contents Insurance Policy here.

^Vero discount applies to the company premium only. There is no discount applied to the natural disaster premium of government levies.