Legal Information and Terms and Conditions


NZCU Steelsands is a nonprofit organisation that strives for service over profitability.

NZCU Steelsands is nonprofit, however we are not a charity and must make sound financial decisions. We operate under a Trust Deed and are governed by the Friendly Societies and Credit Unions Act 1982.

As a mutual financial organisation, NZCU Steelsands is democratically governed by its Board, which is elected from and by its customer-owners.

View more information on our Board of Directors

Investor information

 Products and services

Rates and fees